In these days of credit card fraud and identity theft, the United States has been behind the game in the prevention of credit card fraud when compared to the rest of the world in that most credit cards issued in the US continue to use encoded magnetic stripes to hold your data. These stripes can be scrambled, erased or copied; the data can even be stolen while the credit card remains in your wallet. Effective
October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American Express will begin shifting liability for credit card fraud to merchants that are not EMV-compliant. EMV-compliant credit cards use an RFID chip and a pin code, also known as Chip-and-Pin cards as opposed to the magnetic stripe currently used by most.

In a nutshell, if a customer uses a magnetic swipe card and it is a fraudulent transaction, the merchant is not liable; the card issuer will continue to be responsible for the loss. If however, the consumer is using a chip card, but the merchant is not using a terminal that accepts the EMV technology, and it is a fraudulent transaction, then the merchant will be found liable because the card issuer invested in the Chip-and-Pin technology but the merchant failed to upgrade to this more secure technology. If a fraudulent transaction is made with a chip card at a chip terminal, then the card issuer is responsible. The nice thing about it is that in-store credit card fraud is virtually eliminated when both parties are using the Chip-and-Pin technology.

The fact of the matter is that EMV technology may be new to the United States, but it is the standard pretty much everywhere else in the world and it will be the standard here soon. By the end of 2015 every merchant, ISO/MSP (Independent Selling Organization / Member Service Provider) and bank will have to be prepared to manage this transition because responsibility for fraud can shift from the card issuer to the merchant.

Is your business EMV-compliant? You are responsible for working with your credit card processor to ensure you are capable of accepting EMV transactions. Mobius Payments is ready to help you become EMV-compliant, whether you are a brick and mortar business with a credit card terminal or if your business model deals solely with online transactions. Time is running short, Mobius Payments is ready today.

About Mobius Payments:

Mobius Payments, Inc. is headquartered in Los Angeles, California and offers comprehensive and cutting-edge electronic payment processing solutions. We are your premier business partner in facilitating the acceptance of electronic payments for your products and services both online and on the go; featuring a fully secure end-to-end global payment solution supporting all major credit cards, 36 global currencies, support for a variety of integrated shopping carts, ACH, and a wide range of custom-tailored solutions for your business. Mobius Payments is your reliable and strong business partner specializing in high-risk merchant accounts in the US, EU, and Asia.

Contact:

Website: http://mobiuspayments.com
Email: jdc@mobiuspayments.com

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These photos were taken Saturday at the 2015 Phoenix Forum which was held at the Tempe Mission Palms hotel. While Thursday and Friday were primarily education and networking with some entertainment thrown in; Saturday was primarily entertainment with a little education and lots of networking opportunities.

Included in this gallery are photos of the networking going on around the hotel and pool as well as the two panel sessions that were held, the Hockey Shootout sponsored by Traffic Junky, Beer Pong hosted by Flirt4Free & Mr. Skin and the Speedo Contest presented by Flirt4Free and Mr. Man. There are also photos of a small craft beer bottle share that we had after naked dodgeball, the Casino Noir Closing Party sponsored by ImLive and CCBill and the late night poker suites. You can find the photos of the naked dodgeball game here. (more…)

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Arguably the longest running tradition and definitely a crowd favorite at The Phoenix Forum is naked dodgeball. This year the event was sponsored by Juicy Ads and Affil4You, and the contestants definitely gave it their all. As usual, it was blistering hot out on the dodgeball court but the girls fought through the heat and gave everyone a great show. Congratulations to Team Affil4You for a great victory and to Team Juicy Ads for putting up a valiant effort; we all appreciated and enjoyed your efforts.

These photos are sponsored by merchant processing provider, Mobius Payments and web hosting provider, Got Web Host. (more…)

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